The Commercial Bank offers a debit card for personal banking accounts. The Commercial Bank’s MasterCard^® Check Card offers you a fast, convenient, economical way to access your checking account without having to write a check. You’ll find no hidden monthly fees to use your MasterCard^® Check Card from The Commercial Bank, and it can be used wherever MasterCard^® is accepted.  You can use it to shop online or in stores, restaurants or service stations around the world.   Plus, it allows 24 hour access to your checking account through most ATMs.

• Convenience - Faster and more convenient than writing a check and safer than carrying cash.
• Security - MasterCard’s^® Zero Liability protection from unauthorized purchases.                        
  Consumer Debit Card Notice - Effective October 17, 2014, MasterCard's $0 Liability Limitation for unauthorized transfers will be expanded to apply to PIN-based ATM and POS transfers. To be covered under the enhanced $0 Liability Limitation, the cardholder is now required to report the loss or theft promptly after becoming aware of it (all other qualifying conditions still apply). If conditions for $0 Liability are not met, regulatory liability limitations will apply as noted in the Electronic Fund Transfers disclosure. MasterCard's $50 Liability Limitation will no longer exist.     
• All accounts are covered under Fraud Watch Plus^®.

Lost or Stolen Cards

If your The Commercial Bank Debit Card (or Personal Identification Number/PIN) is lost or stolen, or you believe that someone has accessed or may access your account without permission, call us immediately at 706-743-8184. After hours you can call MasterCard^® direct at 1-833-933-1681.